LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,664
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,147
−HK$1,506/mo
Today · 4.125%
HK$50,653
baseline
▲ 0.50% · 4.625%
HK$53,736
+HK$3,083/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,306/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,026
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,448
−HK$1,443/mo
Today · 4.125%
HK$55,891
baseline
▲ 0.50% · 4.625%
HK$58,837
+HK$2,946/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,782/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,197
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,976
−HK$1,808/mo
Today · 4.125%
HK$60,784
baseline
▲ 0.50% · 4.625%
HK$64,483
+HK$3,699/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,568/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,631
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,338
−HK$1,731/mo
Today · 4.125%
HK$67,069
baseline
▲ 0.50% · 4.625%
HK$70,605
+HK$3,536/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,138/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,730
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,806
−HK$2,109/mo
Today · 4.125%
HK$70,915
baseline
▲ 0.50% · 4.625%
HK$75,230
+HK$4,315/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,830/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,237
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,228
−HK$2,019/mo
Today · 4.125%
HK$78,247
baseline
▲ 0.50% · 4.625%
HK$82,372
+HK$4,125/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,494/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,796
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$88,465
−HK$2,711/mo
Today · 4.125%
HK$91,176
baseline
▲ 0.50% · 4.625%
HK$96,724
+HK$5,548/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$182,352/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,447
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$98,007
−HK$2,597/mo
Today · 4.125%
HK$100,604
baseline
▲ 0.50% · 4.625%
HK$105,907
+HK$5,303/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$201,208/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,310 · Scale 2, in force from 26 Feb 2026)