LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,667
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,149
−HK$1,507/mo
Today · 4.125%
HK$50,656
baseline
▲ 0.50% · 4.625%
HK$53,738
+HK$3,082/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,312/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,029
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,451
−HK$1,443/mo
Today · 4.125%
HK$55,894
baseline
▲ 0.50% · 4.625%
HK$58,840
+HK$2,946/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,788/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,200
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,979
−HK$1,808/mo
Today · 4.125%
HK$60,787
baseline
▲ 0.50% · 4.625%
HK$64,486
+HK$3,699/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,574/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,635
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,341
−HK$1,732/mo
Today · 4.125%
HK$67,073
baseline
▲ 0.50% · 4.625%
HK$70,608
+HK$3,535/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,146/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,733
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,809
−HK$2,109/mo
Today · 4.125%
HK$70,918
baseline
▲ 0.50% · 4.625%
HK$75,233
+HK$4,315/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,836/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,240
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,231
−HK$2,020/mo
Today · 4.125%
HK$78,251
baseline
▲ 0.50% · 4.625%
HK$82,376
+HK$4,125/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,502/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,800
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$88,469
−HK$2,712/mo
Today · 4.125%
HK$91,181
baseline
▲ 0.50% · 4.625%
HK$96,729
+HK$5,548/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$182,362/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,452
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$98,012
−HK$2,597/mo
Today · 4.125%
HK$100,609
baseline
▲ 0.50% · 4.625%
HK$105,912
+HK$5,303/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$201,218/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,413 · Scale 2, in force from 26 Feb 2026)