LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,667
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,150
−HK$1,506/mo
Today · 4.125%
HK$50,656
baseline
▲ 0.50% · 4.625%
HK$53,739
+HK$3,083/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,312/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,029
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,451
−HK$1,443/mo
Today · 4.125%
HK$55,894
baseline
▲ 0.50% · 4.625%
HK$58,841
+HK$2,947/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,788/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,201
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,980
−HK$1,808/mo
Today · 4.125%
HK$60,788
baseline
▲ 0.50% · 4.625%
HK$64,486
+HK$3,698/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,576/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,635
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,342
−HK$1,731/mo
Today · 4.125%
HK$67,073
baseline
▲ 0.50% · 4.625%
HK$70,609
+HK$3,536/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,146/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,734
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,810
−HK$2,109/mo
Today · 4.125%
HK$70,919
baseline
▲ 0.50% · 4.625%
HK$75,234
+HK$4,315/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,838/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,241
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,232
−HK$2,020/mo
Today · 4.125%
HK$78,252
baseline
▲ 0.50% · 4.625%
HK$82,377
+HK$4,125/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,504/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,801
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$88,470
−HK$2,711/mo
Today · 4.125%
HK$91,181
baseline
▲ 0.50% · 4.625%
HK$96,730
+HK$5,549/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$182,362/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,453
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$98,013
−HK$2,597/mo
Today · 4.125%
HK$100,610
baseline
▲ 0.50% · 4.625%
HK$105,913
+HK$5,303/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$201,220/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,430 · Scale 2, in force from 26 Feb 2026)