LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,669
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,152
−HK$1,507/mo
Today · 4.125%
HK$50,659
baseline
▲ 0.50% · 4.625%
HK$53,741
+HK$3,082/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,318/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,032
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,454
−HK$1,443/mo
Today · 4.125%
HK$55,897
baseline
▲ 0.50% · 4.625%
HK$58,843
+HK$2,946/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,794/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,203
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,982
−HK$1,808/mo
Today · 4.125%
HK$60,790
baseline
▲ 0.50% · 4.625%
HK$64,489
+HK$3,699/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,580/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,638
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,345
−HK$1,731/mo
Today · 4.125%
HK$67,076
baseline
▲ 0.50% · 4.625%
HK$70,612
+HK$3,536/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,152/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,737
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,813
−HK$2,109/mo
Today · 4.125%
HK$70,922
baseline
▲ 0.50% · 4.625%
HK$75,237
+HK$4,315/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,844/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,244
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,235
−HK$2,020/mo
Today · 4.125%
HK$78,255
baseline
▲ 0.50% · 4.625%
HK$82,380
+HK$4,125/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,510/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,805
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$88,474
−HK$2,711/mo
Today · 4.125%
HK$91,185
baseline
▲ 0.50% · 4.625%
HK$96,734
+HK$5,549/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$182,370/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,457
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$98,017
−HK$2,597/mo
Today · 4.125%
HK$100,614
baseline
▲ 0.50% · 4.625%
HK$105,918
+HK$5,304/mo
Deposit HK$2.09M · loan HK$18.81M · min. income ≈ HK$201,228/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,522 · Scale 2, in force from 26 Feb 2026)