LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,673
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,156
−HK$1,506/mo
Today · 4.125%
HK$50,662
baseline
▲ 0.50% · 4.625%
HK$53,745
+HK$3,083/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,324/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,036
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,458
−HK$1,443/mo
Today · 4.125%
HK$55,901
baseline
▲ 0.50% · 4.625%
HK$58,848
+HK$2,947/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,802/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,207
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$58,987
−HK$1,808/mo
Today · 4.125%
HK$60,795
baseline
▲ 0.50% · 4.625%
HK$64,494
+HK$3,699/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,590/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,643
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,350
−HK$1,731/mo
Today · 4.125%
HK$67,081
baseline
▲ 0.50% · 4.625%
HK$70,617
+HK$3,536/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,162/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,742
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,818
−HK$2,109/mo
Today · 4.125%
HK$70,927
baseline
▲ 0.50% · 4.625%
HK$75,243
+HK$4,316/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$141,854/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,250
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,241
−HK$2,020/mo
Today · 4.125%
HK$78,261
baseline
▲ 0.50% · 4.625%
HK$82,387
+HK$4,126/mo
Deposit HK$6.27M · loan HK$14.63M · min. income ≈ HK$156,522/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,811
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$88,480
−HK$2,712/mo
Today · 4.125%
HK$91,192
baseline
▲ 0.50% · 4.625%
HK$96,741
+HK$5,549/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$182,384/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,464
−HK$5,158/mo
▼ 0.25% · 3.875%
HK$98,024
−HK$2,598/mo
Today · 4.125%
HK$100,622
baseline
▲ 0.50% · 4.625%
HK$105,926
+HK$5,304/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$201,244/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,681 · Scale 2, in force from 26 Feb 2026)