LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,675
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,158
−HK$1,507/mo
Today · 4.125%
HK$50,665
baseline
▲ 0.50% · 4.625%
HK$53,748
+HK$3,083/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,330/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,038
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,461
−HK$1,443/mo
Today · 4.125%
HK$55,904
baseline
▲ 0.50% · 4.625%
HK$58,851
+HK$2,947/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,808/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$840,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,211
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,990
−HK$1,808/mo
Today · 4.125%
HK$60,798
baseline
▲ 0.50% · 4.625%
HK$64,498
+HK$3,700/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$121,596/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,646
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,353
−HK$1,732/mo
Today · 4.125%
HK$67,085
baseline
▲ 0.50% · 4.625%
HK$70,621
+HK$3,536/mo
Deposit HK$8.36M · loan HK$12.54M · min. income ≈ HK$134,170/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,746
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,822
−HK$2,109/mo
Today · 4.125%
HK$70,931
baseline
▲ 0.50% · 4.625%
HK$75,247
+HK$4,316/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$141,862/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,254
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$76,245
−HK$2,021/mo
Today · 4.125%
HK$78,266
baseline
▲ 0.50% · 4.625%
HK$82,391
+HK$4,125/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$156,532/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,816
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$88,485
−HK$2,712/mo
Today · 4.125%
HK$91,197
baseline
▲ 0.50% · 4.625%
HK$96,746
+HK$5,549/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$182,394/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,469
−HK$5,158/mo
▼ 0.25% · 3.875%
HK$98,030
−HK$2,597/mo
Today · 4.125%
HK$100,627
baseline
▲ 0.50% · 4.625%
HK$105,931
+HK$5,304/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$201,254/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,794 · Scale 2, in force from 26 Feb 2026)