LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,679
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,162
−HK$1,507/mo
Today · 4.125%
HK$50,669
baseline
▲ 0.50% · 4.625%
HK$53,752
+HK$3,083/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,338/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$840,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,043
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,465
−HK$1,444/mo
Today · 4.125%
HK$55,909
baseline
▲ 0.50% · 4.625%
HK$58,856
+HK$2,947/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,818/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$840,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,215
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$58,995
−HK$1,808/mo
Today · 4.125%
HK$60,803
baseline
▲ 0.50% · 4.625%
HK$64,503
+HK$3,700/mo
Deposit HK$8.36M · loan HK$12.55M · min. income ≈ HK$121,606/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,651
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,359
−HK$1,731/mo
Today · 4.125%
HK$67,090
baseline
▲ 0.50% · 4.625%
HK$70,627
+HK$3,537/mo
Deposit HK$8.36M · loan HK$12.55M · min. income ≈ HK$134,180/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,751
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,827
−HK$2,110/mo
Today · 4.125%
HK$70,937
baseline
▲ 0.50% · 4.625%
HK$75,253
+HK$4,316/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$141,874/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,260
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$76,252
−HK$2,020/mo
Today · 4.125%
HK$78,272
baseline
▲ 0.50% · 4.625%
HK$82,398
+HK$4,126/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$156,544/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,823
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$88,492
−HK$2,713/mo
Today · 4.125%
HK$91,205
baseline
▲ 0.50% · 4.625%
HK$96,754
+HK$5,549/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$182,410/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,477
−HK$5,158/mo
▼ 0.25% · 3.875%
HK$98,038
−HK$2,597/mo
Today · 4.125%
HK$100,635
baseline
▲ 0.50% · 4.625%
HK$105,940
+HK$5,305/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$201,270/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,967 · Scale 2, in force from 26 Feb 2026)