LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,680
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,163
−HK$1,507/mo
Today · 4.125%
HK$50,670
baseline
▲ 0.50% · 4.625%
HK$53,753
+HK$3,083/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$101,340/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$840,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,044
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,466
−HK$1,443/mo
Today · 4.125%
HK$55,909
baseline
▲ 0.50% · 4.625%
HK$58,856
+HK$2,947/mo
Deposit HK$10.45M · loan HK$10.45M · min. income ≈ HK$111,818/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$840,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,216
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$58,996
−HK$1,808/mo
Today · 4.125%
HK$60,804
baseline
▲ 0.50% · 4.625%
HK$64,504
+HK$3,700/mo
Deposit HK$8.36M · loan HK$12.55M · min. income ≈ HK$121,608/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,652
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,359
−HK$1,732/mo
Today · 4.125%
HK$67,091
baseline
▲ 0.50% · 4.625%
HK$70,628
+HK$3,537/mo
Deposit HK$8.36M · loan HK$12.55M · min. income ≈ HK$134,182/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$840,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,752
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,828
−HK$2,110/mo
Today · 4.125%
HK$70,938
baseline
▲ 0.50% · 4.625%
HK$75,254
+HK$4,316/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$141,876/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,261
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$76,253
−HK$2,020/mo
Today · 4.125%
HK$78,273
baseline
▲ 0.50% · 4.625%
HK$82,399
+HK$4,126/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$156,546/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$840,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,824
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$88,494
−HK$2,712/mo
Today · 4.125%
HK$91,206
baseline
▲ 0.50% · 4.625%
HK$96,756
+HK$5,550/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$182,412/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,478
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$98,039
−HK$2,598/mo
Today · 4.125%
HK$100,637
baseline
▲ 0.50% · 4.625%
HK$105,942
+HK$5,305/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$201,274/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$840,997 · Scale 2, in force from 26 Feb 2026)