LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,683
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,166
−HK$1,507/mo
Today · 4.125%
HK$50,673
baseline
▲ 0.50% · 4.625%
HK$53,756
+HK$3,083/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,346/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,047
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,470
−HK$1,443/mo
Today · 4.125%
HK$55,913
baseline
▲ 0.50% · 4.625%
HK$58,860
+HK$2,947/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,826/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,220
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$58,999
−HK$1,809/mo
Today · 4.125%
HK$60,808
baseline
▲ 0.50% · 4.625%
HK$64,508
+HK$3,700/mo
Deposit HK$8.36M · loan HK$12.55M · min. income ≈ HK$121,616/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,656
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,363
−HK$1,732/mo
Today · 4.125%
HK$67,095
baseline
▲ 0.50% · 4.625%
HK$70,632
+HK$3,537/mo
Deposit HK$8.36M · loan HK$12.55M · min. income ≈ HK$134,190/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,756
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,833
−HK$2,109/mo
Today · 4.125%
HK$70,942
baseline
▲ 0.50% · 4.625%
HK$75,259
+HK$4,317/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$141,884/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$841,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,266
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$76,257
−HK$2,021/mo
Today · 4.125%
HK$78,278
baseline
▲ 0.50% · 4.625%
HK$82,404
+HK$4,126/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$156,556/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$841,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,829
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$88,499
−HK$2,713/mo
Today · 4.125%
HK$91,212
baseline
▲ 0.50% · 4.625%
HK$96,762
+HK$5,550/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$182,424/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,484
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$98,045
−HK$2,598/mo
Today · 4.125%
HK$100,643
baseline
▲ 0.50% · 4.625%
HK$105,948
+HK$5,305/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$201,286/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,123 · Scale 2, in force from 26 Feb 2026)