LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,684
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,167
−HK$1,507/mo
Today · 4.125%
HK$50,674
baseline
▲ 0.50% · 4.625%
HK$53,758
+HK$3,084/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,348/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,048
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,471
−HK$1,443/mo
Today · 4.125%
HK$55,914
baseline
▲ 0.50% · 4.625%
HK$58,862
+HK$2,948/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,828/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,221
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$59,001
−HK$1,808/mo
Today · 4.125%
HK$60,809
baseline
▲ 0.50% · 4.625%
HK$64,509
+HK$3,700/mo
Deposit HK$8.36M · loan HK$12.55M · min. income ≈ HK$121,618/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,658
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,365
−HK$1,732/mo
Today · 4.125%
HK$67,097
baseline
▲ 0.50% · 4.625%
HK$70,634
+HK$3,537/mo
Deposit HK$8.36M · loan HK$12.55M · min. income ≈ HK$134,194/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,758
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,834
−HK$2,110/mo
Today · 4.125%
HK$70,944
baseline
▲ 0.50% · 4.625%
HK$75,261
+HK$4,317/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$141,888/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$841,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,267
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,259
−HK$2,021/mo
Today · 4.125%
HK$78,280
baseline
▲ 0.50% · 4.625%
HK$82,406
+HK$4,126/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$156,560/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$841,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,832
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$88,501
−HK$2,713/mo
Today · 4.125%
HK$91,214
baseline
▲ 0.50% · 4.625%
HK$96,764
+HK$5,550/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$182,428/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,487
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$98,048
−HK$2,598/mo
Today · 4.125%
HK$100,646
baseline
▲ 0.50% · 4.625%
HK$105,951
+HK$5,305/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$201,292/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,177 · Scale 2, in force from 26 Feb 2026)