LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,685
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,168
−HK$1,507/mo
Today · 4.125%
HK$50,675
baseline
▲ 0.50% · 4.625%
HK$53,759
+HK$3,084/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,350/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,049
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,472
−HK$1,443/mo
Today · 4.125%
HK$55,915
baseline
▲ 0.50% · 4.625%
HK$58,863
+HK$2,948/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,830/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,222
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$59,002
−HK$1,808/mo
Today · 4.125%
HK$60,810
baseline
▲ 0.50% · 4.625%
HK$64,510
+HK$3,700/mo
Deposit HK$8.36M · loan HK$12.55M · min. income ≈ HK$121,620/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,659
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,366
−HK$1,732/mo
Today · 4.125%
HK$67,098
baseline
▲ 0.50% · 4.625%
HK$70,635
+HK$3,537/mo
Deposit HK$8.36M · loan HK$12.55M · min. income ≈ HK$134,196/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,759
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,836
−HK$2,109/mo
Today · 4.125%
HK$70,945
baseline
▲ 0.50% · 4.625%
HK$75,262
+HK$4,317/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$141,890/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$841,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,269
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$76,261
−HK$2,020/mo
Today · 4.125%
HK$78,281
baseline
▲ 0.50% · 4.625%
HK$82,408
+HK$4,127/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$156,562/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$841,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,833
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$88,503
−HK$2,712/mo
Today · 4.125%
HK$91,215
baseline
▲ 0.50% · 4.625%
HK$96,766
+HK$5,551/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$182,430/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,488
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$98,049
−HK$2,598/mo
Today · 4.125%
HK$100,647
baseline
▲ 0.50% · 4.625%
HK$105,953
+HK$5,306/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$201,294/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,213 · Scale 2, in force from 26 Feb 2026)