LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,689
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,172
−HK$1,508/mo
Today · 4.125%
HK$50,680
baseline
▲ 0.50% · 4.625%
HK$53,763
+HK$3,083/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,360/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,054
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,476
−HK$1,444/mo
Today · 4.125%
HK$55,920
baseline
▲ 0.50% · 4.625%
HK$58,867
+HK$2,947/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,840/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,227
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$59,007
−HK$1,808/mo
Today · 4.125%
HK$60,815
baseline
▲ 0.50% · 4.625%
HK$64,516
+HK$3,701/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,630/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,664
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$65,372
−HK$1,732/mo
Today · 4.125%
HK$67,104
baseline
▲ 0.50% · 4.625%
HK$70,641
+HK$3,537/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,208/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,765
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,841
−HK$2,110/mo
Today · 4.125%
HK$70,951
baseline
▲ 0.50% · 4.625%
HK$75,269
+HK$4,318/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$141,902/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,275
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,267
−HK$2,021/mo
Today · 4.125%
HK$78,288
baseline
▲ 0.50% · 4.625%
HK$82,414
+HK$4,126/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$156,576/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,840
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$88,510
−HK$2,713/mo
Today · 4.125%
HK$91,223
baseline
▲ 0.50% · 4.625%
HK$96,774
+HK$5,551/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$182,446/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,496
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$98,057
−HK$2,599/mo
Today · 4.125%
HK$100,656
baseline
▲ 0.50% · 4.625%
HK$105,961
+HK$5,305/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$201,312/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,387 · Scale 2, in force from 26 Feb 2026)