LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,691
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,174
−HK$1,507/mo
Today · 4.125%
HK$50,681
baseline
▲ 0.50% · 4.625%
HK$53,765
+HK$3,084/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,362/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,055
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,478
−HK$1,444/mo
Today · 4.125%
HK$55,922
baseline
▲ 0.50% · 4.625%
HK$58,869
+HK$2,947/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,844/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,229
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$59,009
−HK$1,808/mo
Today · 4.125%
HK$60,817
baseline
▲ 0.50% · 4.625%
HK$64,518
+HK$3,701/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,634/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,666
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$65,374
−HK$1,732/mo
Today · 4.125%
HK$67,106
baseline
▲ 0.50% · 4.625%
HK$70,643
+HK$3,537/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,212/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,767
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,844
−HK$2,110/mo
Today · 4.125%
HK$70,954
baseline
▲ 0.50% · 4.625%
HK$75,271
+HK$4,317/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$141,908/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,277
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,270
−HK$2,020/mo
Today · 4.125%
HK$78,290
baseline
▲ 0.50% · 4.625%
HK$82,417
+HK$4,127/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$156,580/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,843
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$88,513
−HK$2,713/mo
Today · 4.125%
HK$91,226
baseline
▲ 0.50% · 4.625%
HK$96,777
+HK$5,551/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$182,452/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,500
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$98,061
−HK$2,598/mo
Today · 4.125%
HK$100,659
baseline
▲ 0.50% · 4.625%
HK$105,965
+HK$5,306/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$201,318/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,459 · Scale 2, in force from 26 Feb 2026)