LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,693
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,177
−HK$1,507/mo
Today · 4.125%
HK$50,684
baseline
▲ 0.50% · 4.625%
HK$53,768
+HK$3,084/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,368/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,058
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,481
−HK$1,444/mo
Today · 4.125%
HK$55,925
baseline
▲ 0.50% · 4.625%
HK$58,872
+HK$2,947/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,850/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,232
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$59,012
−HK$1,809/mo
Today · 4.125%
HK$60,821
baseline
▲ 0.50% · 4.625%
HK$64,521
+HK$3,700/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,642/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,670
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$65,377
−HK$1,733/mo
Today · 4.125%
HK$67,110
baseline
▲ 0.50% · 4.625%
HK$70,647
+HK$3,537/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,220/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,770
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,847
−HK$2,110/mo
Today · 4.125%
HK$70,957
baseline
▲ 0.50% · 4.625%
HK$75,275
+HK$4,318/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$141,914/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,281
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,273
−HK$2,021/mo
Today · 4.125%
HK$78,294
baseline
▲ 0.50% · 4.625%
HK$82,421
+HK$4,127/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$156,588/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,848
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$88,518
−HK$2,713/mo
Today · 4.125%
HK$91,231
baseline
▲ 0.50% · 4.625%
HK$96,782
+HK$5,551/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$182,462/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,504
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$98,066
−HK$2,598/mo
Today · 4.125%
HK$100,664
baseline
▲ 0.50% · 4.625%
HK$105,970
+HK$5,306/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$201,328/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,566 · Scale 2, in force from 26 Feb 2026)