LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,694
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,178
−HK$1,507/mo
Today · 4.125%
HK$50,685
baseline
▲ 0.50% · 4.625%
HK$53,769
+HK$3,084/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,370/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,059
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,482
−HK$1,444/mo
Today · 4.125%
HK$55,926
baseline
▲ 0.50% · 4.625%
HK$58,874
+HK$2,948/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,852/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,233
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$59,013
−HK$1,809/mo
Today · 4.125%
HK$60,822
baseline
▲ 0.50% · 4.625%
HK$64,523
+HK$3,701/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,644/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,671
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$65,379
−HK$1,732/mo
Today · 4.125%
HK$67,111
baseline
▲ 0.50% · 4.625%
HK$70,648
+HK$3,537/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,222/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,772
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,849
−HK$2,110/mo
Today · 4.125%
HK$70,959
baseline
▲ 0.50% · 4.625%
HK$75,276
+HK$4,317/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$141,918/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,283
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,275
−HK$2,021/mo
Today · 4.125%
HK$78,296
baseline
▲ 0.50% · 4.625%
HK$82,423
+HK$4,127/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$156,592/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,849
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$88,520
−HK$2,713/mo
Today · 4.125%
HK$91,233
baseline
▲ 0.50% · 4.625%
HK$96,784
+HK$5,551/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$182,466/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,506
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$98,068
−HK$2,598/mo
Today · 4.125%
HK$100,666
baseline
▲ 0.50% · 4.625%
HK$105,973
+HK$5,307/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$201,332/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,608 · Scale 2, in force from 26 Feb 2026)