LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,695
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,179
−HK$1,507/mo
Today · 4.125%
HK$50,686
baseline
▲ 0.50% · 4.625%
HK$53,770
+HK$3,084/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,372/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,061
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,484
−HK$1,443/mo
Today · 4.125%
HK$55,927
baseline
▲ 0.50% · 4.625%
HK$58,875
+HK$2,948/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,854/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,234
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$59,015
−HK$1,808/mo
Today · 4.125%
HK$60,823
baseline
▲ 0.50% · 4.625%
HK$64,524
+HK$3,701/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,646/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,673
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$65,380
−HK$1,733/mo
Today · 4.125%
HK$67,113
baseline
▲ 0.50% · 4.625%
HK$70,650
+HK$3,537/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,226/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,773
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,850
−HK$2,111/mo
Today · 4.125%
HK$70,961
baseline
▲ 0.50% · 4.625%
HK$75,278
+HK$4,317/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$141,922/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,285
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,277
−HK$2,021/mo
Today · 4.125%
HK$78,298
baseline
▲ 0.50% · 4.625%
HK$82,425
+HK$4,127/mo
Deposit HK$6.27M · loan HK$14.64M · min. income ≈ HK$156,596/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,852
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$88,522
−HK$2,713/mo
Today · 4.125%
HK$91,235
baseline
▲ 0.50% · 4.625%
HK$96,787
+HK$5,552/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$182,470/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,509
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$98,070
−HK$2,599/mo
Today · 4.125%
HK$100,669
baseline
▲ 0.50% · 4.625%
HK$105,975
+HK$5,306/mo
Deposit HK$2.09M · loan HK$18.82M · min. income ≈ HK$201,338/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,664 · Scale 2, in force from 26 Feb 2026)