LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,697
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,180
−HK$1,508/mo
Today · 4.125%
HK$50,688
baseline
▲ 0.50% · 4.625%
HK$53,772
+HK$3,084/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,376/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,062
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,485
−HK$1,444/mo
Today · 4.125%
HK$55,929
baseline
▲ 0.50% · 4.625%
HK$58,877
+HK$2,948/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,858/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,236
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$59,016
−HK$1,809/mo
Today · 4.125%
HK$60,825
baseline
▲ 0.50% · 4.625%
HK$64,526
+HK$3,701/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,650/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,674
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,382
−HK$1,733/mo
Today · 4.125%
HK$67,115
baseline
▲ 0.50% · 4.625%
HK$70,652
+HK$3,537/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,230/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,775
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,852
−HK$2,111/mo
Today · 4.125%
HK$70,963
baseline
▲ 0.50% · 4.625%
HK$75,281
+HK$4,318/mo
Deposit HK$6.28M · loan HK$14.64M · min. income ≈ HK$141,926/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,287
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,279
−HK$2,021/mo
Today · 4.125%
HK$78,300
baseline
▲ 0.50% · 4.625%
HK$82,428
+HK$4,128/mo
Deposit HK$6.28M · loan HK$14.64M · min. income ≈ HK$156,600/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,854
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$88,525
−HK$2,713/mo
Today · 4.125%
HK$91,238
baseline
▲ 0.50% · 4.625%
HK$96,789
+HK$5,551/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$182,476/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,512
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$98,073
−HK$2,599/mo
Today · 4.125%
HK$100,672
baseline
▲ 0.50% · 4.625%
HK$105,978
+HK$5,306/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$201,344/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,724 · Scale 2, in force from 26 Feb 2026)