LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,698
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,182
−HK$1,507/mo
Today · 4.125%
HK$50,689
baseline
▲ 0.50% · 4.625%
HK$53,774
+HK$3,085/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,378/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,064
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,487
−HK$1,444/mo
Today · 4.125%
HK$55,931
baseline
▲ 0.50% · 4.625%
HK$58,879
+HK$2,948/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,862/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,238
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$59,018
−HK$1,809/mo
Today · 4.125%
HK$60,827
baseline
▲ 0.50% · 4.625%
HK$64,528
+HK$3,701/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,654/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,676
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,384
−HK$1,733/mo
Today · 4.125%
HK$67,117
baseline
▲ 0.50% · 4.625%
HK$70,655
+HK$3,538/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,234/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,777
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,855
−HK$2,110/mo
Today · 4.125%
HK$70,965
baseline
▲ 0.50% · 4.625%
HK$75,283
+HK$4,318/mo
Deposit HK$6.28M · loan HK$14.64M · min. income ≈ HK$141,930/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,289
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,282
−HK$2,021/mo
Today · 4.125%
HK$78,303
baseline
▲ 0.50% · 4.625%
HK$82,430
+HK$4,127/mo
Deposit HK$6.28M · loan HK$14.64M · min. income ≈ HK$156,606/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,857
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$88,527
−HK$2,714/mo
Today · 4.125%
HK$91,241
baseline
▲ 0.50% · 4.625%
HK$96,792
+HK$5,551/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$182,482/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,515
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$98,076
−HK$2,599/mo
Today · 4.125%
HK$100,675
baseline
▲ 0.50% · 4.625%
HK$105,982
+HK$5,307/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$201,350/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,790 · Scale 2, in force from 26 Feb 2026)