LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,700
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,183
−HK$1,508/mo
Today · 4.125%
HK$50,691
baseline
▲ 0.50% · 4.625%
HK$53,775
+HK$3,084/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,382/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,065
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,488
−HK$1,444/mo
Today · 4.125%
HK$55,932
baseline
▲ 0.50% · 4.625%
HK$58,880
+HK$2,948/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,864/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,239
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,020
−HK$1,809/mo
Today · 4.125%
HK$60,829
baseline
▲ 0.50% · 4.625%
HK$64,530
+HK$3,701/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,658/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,678
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,386
−HK$1,733/mo
Today · 4.125%
HK$67,119
baseline
▲ 0.50% · 4.625%
HK$70,657
+HK$3,538/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,238/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,779
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,857
−HK$2,110/mo
Today · 4.125%
HK$70,967
baseline
▲ 0.50% · 4.625%
HK$75,285
+HK$4,318/mo
Deposit HK$6.28M · loan HK$14.64M · min. income ≈ HK$141,934/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,291
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,284
−HK$2,021/mo
Today · 4.125%
HK$78,305
baseline
▲ 0.50% · 4.625%
HK$82,433
+HK$4,128/mo
Deposit HK$6.28M · loan HK$14.64M · min. income ≈ HK$156,610/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,859
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$88,530
−HK$2,713/mo
Today · 4.125%
HK$91,243
baseline
▲ 0.50% · 4.625%
HK$96,795
+HK$5,552/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$182,486/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,517
−HK$5,161/mo
▼ 0.25% · 3.875%
HK$98,079
−HK$2,599/mo
Today · 4.125%
HK$100,678
baseline
▲ 0.50% · 4.625%
HK$105,985
+HK$5,307/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$201,356/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,850 · Scale 2, in force from 26 Feb 2026)