LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,700
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,184
−HK$1,507/mo
Today · 4.125%
HK$50,691
baseline
▲ 0.50% · 4.625%
HK$53,776
+HK$3,085/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,382/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,066
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,489
−HK$1,444/mo
Today · 4.125%
HK$55,933
baseline
▲ 0.50% · 4.625%
HK$58,881
+HK$2,948/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,866/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,240
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,021
−HK$1,809/mo
Today · 4.125%
HK$60,830
baseline
▲ 0.50% · 4.625%
HK$64,531
+HK$3,701/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,660/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,679
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,387
−HK$1,733/mo
Today · 4.125%
HK$67,120
baseline
▲ 0.50% · 4.625%
HK$70,658
+HK$3,538/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,240/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,780
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,858
−HK$2,110/mo
Today · 4.125%
HK$70,968
baseline
▲ 0.50% · 4.625%
HK$75,286
+HK$4,318/mo
Deposit HK$6.28M · loan HK$14.64M · min. income ≈ HK$141,936/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,292
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,285
−HK$2,021/mo
Today · 4.125%
HK$78,306
baseline
▲ 0.50% · 4.625%
HK$82,434
+HK$4,128/mo
Deposit HK$6.28M · loan HK$14.64M · min. income ≈ HK$156,612/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,860
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$88,531
−HK$2,714/mo
Today · 4.125%
HK$91,245
baseline
▲ 0.50% · 4.625%
HK$96,797
+HK$5,552/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$182,490/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,519
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$98,081
−HK$2,598/mo
Today · 4.125%
HK$100,679
baseline
▲ 0.50% · 4.625%
HK$105,986
+HK$5,307/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$201,358/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,881 · Scale 2, in force from 26 Feb 2026)