LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,703
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,186
−HK$1,508/mo
Today · 4.125%
HK$50,694
baseline
▲ 0.50% · 4.625%
HK$53,779
+HK$3,085/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,388/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,069
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,492
−HK$1,444/mo
Today · 4.125%
HK$55,936
baseline
▲ 0.50% · 4.625%
HK$58,884
+HK$2,948/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,872/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$841,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,243
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,024
−HK$1,809/mo
Today · 4.125%
HK$60,833
baseline
▲ 0.50% · 4.625%
HK$64,534
+HK$3,701/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,666/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,682
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,390
−HK$1,733/mo
Today · 4.125%
HK$67,123
baseline
▲ 0.50% · 4.625%
HK$70,661
+HK$3,538/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,246/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$841,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,784
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,861
−HK$2,110/mo
Today · 4.125%
HK$70,971
baseline
▲ 0.50% · 4.625%
HK$75,290
+HK$4,319/mo
Deposit HK$6.28M · loan HK$14.64M · min. income ≈ HK$141,942/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,296
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,289
−HK$2,021/mo
Today · 4.125%
HK$78,310
baseline
▲ 0.50% · 4.625%
HK$82,438
+HK$4,128/mo
Deposit HK$6.28M · loan HK$14.64M · min. income ≈ HK$156,620/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$841,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,865
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$88,535
−HK$2,714/mo
Today · 4.125%
HK$91,249
baseline
▲ 0.50% · 4.625%
HK$96,801
+HK$5,552/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$182,498/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,523
−HK$5,161/mo
▼ 0.25% · 3.875%
HK$98,085
−HK$2,599/mo
Today · 4.125%
HK$100,684
baseline
▲ 0.50% · 4.625%
HK$105,992
+HK$5,308/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$201,368/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$841,982 · Scale 2, in force from 26 Feb 2026)