LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,704
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,188
−HK$1,508/mo
Today · 4.125%
HK$50,696
baseline
▲ 0.50% · 4.625%
HK$53,781
+HK$3,085/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,392/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$842,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,071
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,494
−HK$1,444/mo
Today · 4.125%
HK$55,938
baseline
▲ 0.50% · 4.625%
HK$58,887
+HK$2,949/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,876/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$842,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,245
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,026
−HK$1,809/mo
Today · 4.125%
HK$60,835
baseline
▲ 0.50% · 4.625%
HK$64,537
+HK$3,702/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,670/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,685
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,393
−HK$1,733/mo
Today · 4.125%
HK$67,126
baseline
▲ 0.50% · 4.625%
HK$70,664
+HK$3,538/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,252/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,786
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,864
−HK$2,110/mo
Today · 4.125%
HK$70,974
baseline
▲ 0.50% · 4.625%
HK$75,293
+HK$4,319/mo
Deposit HK$6.28M · loan HK$14.64M · min. income ≈ HK$141,948/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,299
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,292
−HK$2,021/mo
Today · 4.125%
HK$78,313
baseline
▲ 0.50% · 4.625%
HK$82,441
+HK$4,128/mo
Deposit HK$6.28M · loan HK$14.64M · min. income ≈ HK$156,626/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,868
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$88,539
−HK$2,714/mo
Today · 4.125%
HK$91,253
baseline
▲ 0.50% · 4.625%
HK$96,805
+HK$5,552/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$182,506/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$842,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,527
−HK$5,161/mo
▼ 0.25% · 3.875%
HK$98,089
−HK$2,599/mo
Today · 4.125%
HK$100,688
baseline
▲ 0.50% · 4.625%
HK$105,996
+HK$5,308/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$201,376/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$842,065 · Scale 2, in force from 26 Feb 2026)