LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,705
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,189
−HK$1,507/mo
Today · 4.125%
HK$50,696
baseline
▲ 0.50% · 4.625%
HK$53,781
+HK$3,085/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,392/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$842,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,071
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,495
−HK$1,444/mo
Today · 4.125%
HK$55,939
baseline
▲ 0.50% · 4.625%
HK$58,887
+HK$2,948/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,878/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$842,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,246
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,027
−HK$1,809/mo
Today · 4.125%
HK$60,836
baseline
▲ 0.50% · 4.625%
HK$64,537
+HK$3,701/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,672/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,685
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,394
−HK$1,732/mo
Today · 4.125%
HK$67,126
baseline
▲ 0.50% · 4.625%
HK$70,665
+HK$3,539/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,252/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,787
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,864
−HK$2,111/mo
Today · 4.125%
HK$70,975
baseline
▲ 0.50% · 4.625%
HK$75,294
+HK$4,319/mo
Deposit HK$6.28M · loan HK$14.64M · min. income ≈ HK$141,950/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,300
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,292
−HK$2,022/mo
Today · 4.125%
HK$78,314
baseline
▲ 0.50% · 4.625%
HK$82,442
+HK$4,128/mo
Deposit HK$6.28M · loan HK$14.64M · min. income ≈ HK$156,628/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,869
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$88,540
−HK$2,714/mo
Today · 4.125%
HK$91,254
baseline
▲ 0.50% · 4.625%
HK$96,806
+HK$5,552/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$182,508/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$842,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,528
−HK$5,161/mo
▼ 0.25% · 3.875%
HK$98,090
−HK$2,599/mo
Today · 4.125%
HK$100,689
baseline
▲ 0.50% · 4.625%
HK$105,997
+HK$5,308/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$201,378/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$842,086 · Scale 2, in force from 26 Feb 2026)