LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,707
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,191
−HK$1,508/mo
Today · 4.125%
HK$50,699
baseline
▲ 0.50% · 4.625%
HK$53,784
+HK$3,085/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,398/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$842,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,074
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,497
−HK$1,444/mo
Today · 4.125%
HK$55,941
baseline
▲ 0.50% · 4.625%
HK$58,890
+HK$2,949/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,882/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$842,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,249
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,030
−HK$1,809/mo
Today · 4.125%
HK$60,839
baseline
▲ 0.50% · 4.625%
HK$64,541
+HK$3,702/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,678/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,689
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,397
−HK$1,733/mo
Today · 4.125%
HK$67,130
baseline
▲ 0.50% · 4.625%
HK$70,668
+HK$3,538/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,260/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,790
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,868
−HK$2,111/mo
Today · 4.125%
HK$70,979
baseline
▲ 0.50% · 4.625%
HK$75,298
+HK$4,319/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$141,958/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,304
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,296
−HK$2,022/mo
Today · 4.125%
HK$78,318
baseline
▲ 0.50% · 4.625%
HK$82,446
+HK$4,128/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$156,636/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,873
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$88,545
−HK$2,713/mo
Today · 4.125%
HK$91,258
baseline
▲ 0.50% · 4.625%
HK$96,811
+HK$5,553/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$182,516/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$842,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,533
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$98,095
−HK$2,600/mo
Today · 4.125%
HK$100,695
baseline
▲ 0.50% · 4.625%
HK$106,002
+HK$5,307/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$201,390/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$842,196 · Scale 2, in force from 26 Feb 2026)