LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,709
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,193
−HK$1,508/mo
Today · 4.125%
HK$50,701
baseline
▲ 0.50% · 4.625%
HK$53,786
+HK$3,085/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,402/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$842,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,076
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,499
−HK$1,444/mo
Today · 4.125%
HK$55,943
baseline
▲ 0.50% · 4.625%
HK$58,892
+HK$2,949/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,886/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$842,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,251
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,031
−HK$1,810/mo
Today · 4.125%
HK$60,841
baseline
▲ 0.50% · 4.625%
HK$64,543
+HK$3,702/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,682/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,691
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,399
−HK$1,733/mo
Today · 4.125%
HK$67,132
baseline
▲ 0.50% · 4.625%
HK$70,670
+HK$3,538/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,264/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,792
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,870
−HK$2,111/mo
Today · 4.125%
HK$70,981
baseline
▲ 0.50% · 4.625%
HK$75,300
+HK$4,319/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$141,962/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,306
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,299
−HK$2,021/mo
Today · 4.125%
HK$78,320
baseline
▲ 0.50% · 4.625%
HK$82,449
+HK$4,129/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$156,640/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,876
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$88,547
−HK$2,714/mo
Today · 4.125%
HK$91,261
baseline
▲ 0.50% · 4.625%
HK$96,814
+HK$5,553/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$182,522/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$842,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,536
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$98,098
−HK$2,600/mo
Today · 4.125%
HK$100,698
baseline
▲ 0.50% · 4.625%
HK$106,006
+HK$5,308/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$201,396/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$842,258 · Scale 2, in force from 26 Feb 2026)