LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,713
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,197
−HK$1,508/mo
Today · 4.125%
HK$50,705
baseline
▲ 0.50% · 4.625%
HK$53,790
+HK$3,085/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,410/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$842,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,080
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,503
−HK$1,445/mo
Today · 4.125%
HK$55,948
baseline
▲ 0.50% · 4.625%
HK$58,897
+HK$2,949/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,896/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$842,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,255
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,036
−HK$1,810/mo
Today · 4.125%
HK$60,846
baseline
▲ 0.50% · 4.625%
HK$64,548
+HK$3,702/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$121,692/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,696
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,404
−HK$1,733/mo
Today · 4.125%
HK$67,137
baseline
▲ 0.50% · 4.625%
HK$70,676
+HK$3,539/mo
Deposit HK$8.37M · loan HK$12.55M · min. income ≈ HK$134,274/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,798
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,876
−HK$2,111/mo
Today · 4.125%
HK$70,987
baseline
▲ 0.50% · 4.625%
HK$75,306
+HK$4,319/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$141,974/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,312
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,305
−HK$2,022/mo
Today · 4.125%
HK$78,327
baseline
▲ 0.50% · 4.625%
HK$82,455
+HK$4,128/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$156,654/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,883
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$88,554
−HK$2,714/mo
Today · 4.125%
HK$91,268
baseline
▲ 0.50% · 4.625%
HK$96,822
+HK$5,554/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$182,536/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$842,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,544
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$98,106
−HK$2,600/mo
Today · 4.125%
HK$100,706
baseline
▲ 0.50% · 4.625%
HK$106,014
+HK$5,308/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$201,412/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$842,427 · Scale 2, in force from 26 Feb 2026)