LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,716
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,200
−HK$1,508/mo
Today · 4.125%
HK$50,708
baseline
▲ 0.50% · 4.625%
HK$53,794
+HK$3,086/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,416/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$842,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,084
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,507
−HK$1,445/mo
Today · 4.125%
HK$55,952
baseline
▲ 0.50% · 4.625%
HK$58,901
+HK$2,949/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,904/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$842,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,259
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,040
−HK$1,810/mo
Today · 4.125%
HK$60,850
baseline
▲ 0.50% · 4.625%
HK$64,553
+HK$3,703/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,700/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,700
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,409
−HK$1,733/mo
Today · 4.125%
HK$67,142
baseline
▲ 0.50% · 4.625%
HK$70,681
+HK$3,539/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,284/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,803
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,881
−HK$2,111/mo
Today · 4.125%
HK$70,992
baseline
▲ 0.50% · 4.625%
HK$75,311
+HK$4,319/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$141,984/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,317
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,310
−HK$2,022/mo
Today · 4.125%
HK$78,332
baseline
▲ 0.50% · 4.625%
HK$82,461
+HK$4,129/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$156,664/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,889
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$88,561
−HK$2,714/mo
Today · 4.125%
HK$91,275
baseline
▲ 0.50% · 4.625%
HK$96,829
+HK$5,554/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$182,550/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$842,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,551
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$98,113
−HK$2,600/mo
Today · 4.125%
HK$100,713
baseline
▲ 0.50% · 4.625%
HK$106,022
+HK$5,309/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$201,426/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$842,578 · Scale 2, in force from 26 Feb 2026)