LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,717
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,201
−HK$1,508/mo
Today · 4.125%
HK$50,709
baseline
▲ 0.50% · 4.625%
HK$53,795
+HK$3,086/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,418/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$842,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,085
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,508
−HK$1,445/mo
Today · 4.125%
HK$55,953
baseline
▲ 0.50% · 4.625%
HK$58,902
+HK$2,949/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,906/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$842,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,260
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,042
−HK$1,809/mo
Today · 4.125%
HK$60,851
baseline
▲ 0.50% · 4.625%
HK$64,554
+HK$3,703/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,702/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,702
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,410
−HK$1,733/mo
Today · 4.125%
HK$67,143
baseline
▲ 0.50% · 4.625%
HK$70,682
+HK$3,539/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,286/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,804
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,882
−HK$2,111/mo
Today · 4.125%
HK$70,993
baseline
▲ 0.50% · 4.625%
HK$75,313
+HK$4,320/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$141,986/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,319
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,312
−HK$2,022/mo
Today · 4.125%
HK$78,334
baseline
▲ 0.50% · 4.625%
HK$82,463
+HK$4,129/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$156,668/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,891
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$88,562
−HK$2,715/mo
Today · 4.125%
HK$91,277
baseline
▲ 0.50% · 4.625%
HK$96,831
+HK$5,554/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$182,554/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$842,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,552
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$98,115
−HK$2,600/mo
Today · 4.125%
HK$100,715
baseline
▲ 0.50% · 4.625%
HK$106,024
+HK$5,309/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$201,430/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$842,615 · Scale 2, in force from 26 Feb 2026)