LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,719
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,203
−HK$1,508/mo
Today · 4.125%
HK$50,711
baseline
▲ 0.50% · 4.625%
HK$53,797
+HK$3,086/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,422/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$842,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,086
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,510
−HK$1,444/mo
Today · 4.125%
HK$55,954
baseline
▲ 0.50% · 4.625%
HK$58,904
+HK$2,950/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,908/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$842,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,262
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,043
−HK$1,810/mo
Today · 4.125%
HK$60,853
baseline
▲ 0.50% · 4.625%
HK$64,556
+HK$3,703/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,706/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,704
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$65,412
−HK$1,733/mo
Today · 4.125%
HK$67,145
baseline
▲ 0.50% · 4.625%
HK$70,685
+HK$3,540/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,290/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,806
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,884
−HK$2,111/mo
Today · 4.125%
HK$70,995
baseline
▲ 0.50% · 4.625%
HK$75,315
+HK$4,320/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$141,990/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,321
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,314
−HK$2,022/mo
Today · 4.125%
HK$78,336
baseline
▲ 0.50% · 4.625%
HK$82,465
+HK$4,129/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$156,672/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,893
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$88,565
−HK$2,715/mo
Today · 4.125%
HK$91,280
baseline
▲ 0.50% · 4.625%
HK$96,834
+HK$5,554/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$182,560/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$842,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,555
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$98,118
−HK$2,600/mo
Today · 4.125%
HK$100,718
baseline
▲ 0.50% · 4.625%
HK$106,027
+HK$5,309/mo
Deposit HK$2.09M · loan HK$18.83M · min. income ≈ HK$201,436/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$842,682 · Scale 2, in force from 26 Feb 2026)