LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,722
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,207
−HK$1,508/mo
Today · 4.125%
HK$50,715
baseline
▲ 0.50% · 4.625%
HK$53,801
+HK$3,086/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,430/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$842,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,091
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,515
−HK$1,444/mo
Today · 4.125%
HK$55,959
baseline
▲ 0.50% · 4.625%
HK$58,909
+HK$2,950/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,918/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$842,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,267
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,048
−HK$1,810/mo
Today · 4.125%
HK$60,858
baseline
▲ 0.50% · 4.625%
HK$64,561
+HK$3,703/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,716/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,709
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,417
−HK$1,734/mo
Today · 4.125%
HK$67,151
baseline
▲ 0.50% · 4.625%
HK$70,690
+HK$3,539/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,302/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,811
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,890
−HK$2,111/mo
Today · 4.125%
HK$71,001
baseline
▲ 0.50% · 4.625%
HK$75,321
+HK$4,320/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$142,002/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,327
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,320
−HK$2,023/mo
Today · 4.125%
HK$78,343
baseline
▲ 0.50% · 4.625%
HK$82,472
+HK$4,129/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$156,686/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,900
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$88,572
−HK$2,715/mo
Today · 4.125%
HK$91,287
baseline
▲ 0.50% · 4.625%
HK$96,842
+HK$5,555/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$182,574/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$842,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,563
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$98,126
−HK$2,600/mo
Today · 4.125%
HK$100,726
baseline
▲ 0.50% · 4.625%
HK$106,036
+HK$5,310/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$201,452/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$842,852 · Scale 2, in force from 26 Feb 2026)