LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,723
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,208
−HK$1,508/mo
Today · 4.125%
HK$50,716
baseline
▲ 0.50% · 4.625%
HK$53,802
+HK$3,086/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,432/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$842,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,091
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,515
−HK$1,445/mo
Today · 4.125%
HK$55,960
baseline
▲ 0.50% · 4.625%
HK$58,910
+HK$2,950/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,920/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$842,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,268
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,049
−HK$1,810/mo
Today · 4.125%
HK$60,859
baseline
▲ 0.50% · 4.625%
HK$64,562
+HK$3,703/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,718/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,710
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,418
−HK$1,734/mo
Today · 4.125%
HK$67,152
baseline
▲ 0.50% · 4.625%
HK$70,691
+HK$3,539/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,304/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,812
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,891
−HK$2,111/mo
Today · 4.125%
HK$71,002
baseline
▲ 0.50% · 4.625%
HK$75,322
+HK$4,320/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$142,004/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,328
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,321
−HK$2,023/mo
Today · 4.125%
HK$78,344
baseline
▲ 0.50% · 4.625%
HK$82,473
+HK$4,129/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$156,688/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,901
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$88,574
−HK$2,714/mo
Today · 4.125%
HK$91,288
baseline
▲ 0.50% · 4.625%
HK$96,843
+HK$5,555/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$182,576/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$842,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,565
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$98,128
−HK$2,600/mo
Today · 4.125%
HK$100,728
baseline
▲ 0.50% · 4.625%
HK$106,037
+HK$5,309/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$201,456/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$842,881 · Scale 2, in force from 26 Feb 2026)