LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,724
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,209
−HK$1,508/mo
Today · 4.125%
HK$50,717
baseline
▲ 0.50% · 4.625%
HK$53,803
+HK$3,086/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$101,434/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$842,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,093
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,516
−HK$1,445/mo
Today · 4.125%
HK$55,961
baseline
▲ 0.50% · 4.625%
HK$58,911
+HK$2,950/mo
Deposit HK$10.46M · loan HK$10.46M · min. income ≈ HK$111,922/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$842,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,269
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,050
−HK$1,810/mo
Today · 4.125%
HK$60,860
baseline
▲ 0.50% · 4.625%
HK$64,563
+HK$3,703/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,720/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,711
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,420
−HK$1,733/mo
Today · 4.125%
HK$67,153
baseline
▲ 0.50% · 4.625%
HK$70,693
+HK$3,540/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,306/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$842,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,814
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,892
−HK$2,112/mo
Today · 4.125%
HK$71,004
baseline
▲ 0.50% · 4.625%
HK$75,324
+HK$4,320/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$142,008/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,330
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,323
−HK$2,022/mo
Today · 4.125%
HK$78,345
baseline
▲ 0.50% · 4.625%
HK$82,475
+HK$4,130/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$156,690/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$842,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,903
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$88,575
−HK$2,715/mo
Today · 4.125%
HK$91,290
baseline
▲ 0.50% · 4.625%
HK$96,845
+HK$5,555/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$182,580/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$842,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,567
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$98,130
−HK$2,600/mo
Today · 4.125%
HK$100,730
baseline
▲ 0.50% · 4.625%
HK$106,039
+HK$5,309/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$201,460/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$842,927 · Scale 2, in force from 26 Feb 2026)