LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,727
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,211
−HK$1,508/mo
Today · 4.125%
HK$50,719
baseline
▲ 0.50% · 4.625%
HK$53,806
+HK$3,087/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,438/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,095
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,519
−HK$1,445/mo
Today · 4.125%
HK$55,964
baseline
▲ 0.50% · 4.625%
HK$58,914
+HK$2,950/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,928/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,272
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,053
−HK$1,810/mo
Today · 4.125%
HK$60,863
baseline
▲ 0.50% · 4.625%
HK$64,567
+HK$3,704/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,726/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,714
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,423
−HK$1,734/mo
Today · 4.125%
HK$67,157
baseline
▲ 0.50% · 4.625%
HK$70,697
+HK$3,540/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,314/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,817
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,896
−HK$2,111/mo
Today · 4.125%
HK$71,007
baseline
▲ 0.50% · 4.625%
HK$75,328
+HK$4,321/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$142,014/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,333
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,327
−HK$2,022/mo
Today · 4.125%
HK$78,349
baseline
▲ 0.50% · 4.625%
HK$82,479
+HK$4,130/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$156,698/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,908
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$88,580
−HK$2,715/mo
Today · 4.125%
HK$91,295
baseline
▲ 0.50% · 4.625%
HK$96,850
+HK$5,555/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$182,590/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,572
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$98,135
−HK$2,600/mo
Today · 4.125%
HK$100,735
baseline
▲ 0.50% · 4.625%
HK$106,045
+HK$5,310/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$201,470/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,035 · Scale 2, in force from 26 Feb 2026)