LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,727
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,211
−HK$1,509/mo
Today · 4.125%
HK$50,720
baseline
▲ 0.50% · 4.625%
HK$53,806
+HK$3,086/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,440/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,096
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,520
−HK$1,444/mo
Today · 4.125%
HK$55,964
baseline
▲ 0.50% · 4.625%
HK$58,914
+HK$2,950/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,928/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,272
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,054
−HK$1,810/mo
Today · 4.125%
HK$60,864
baseline
▲ 0.50% · 4.625%
HK$64,567
+HK$3,703/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,728/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,715
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,424
−HK$1,733/mo
Today · 4.125%
HK$67,157
baseline
▲ 0.50% · 4.625%
HK$70,697
+HK$3,540/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,314/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,818
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,896
−HK$2,112/mo
Today · 4.125%
HK$71,008
baseline
▲ 0.50% · 4.625%
HK$75,328
+HK$4,320/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$142,016/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,334
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,327
−HK$2,023/mo
Today · 4.125%
HK$78,350
baseline
▲ 0.50% · 4.625%
HK$82,480
+HK$4,130/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$156,700/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,908
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$88,581
−HK$2,715/mo
Today · 4.125%
HK$91,296
baseline
▲ 0.50% · 4.625%
HK$96,851
+HK$5,555/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$182,592/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,572
−HK$5,164/mo
▼ 0.25% · 3.875%
HK$98,135
−HK$2,601/mo
Today · 4.125%
HK$100,736
baseline
▲ 0.50% · 4.625%
HK$106,045
+HK$5,309/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$201,472/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,047 · Scale 2, in force from 26 Feb 2026)