LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,728
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,212
−HK$1,509/mo
Today · 4.125%
HK$50,721
baseline
▲ 0.50% · 4.625%
HK$53,807
+HK$3,086/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,442/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,097
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,521
−HK$1,444/mo
Today · 4.125%
HK$55,965
baseline
▲ 0.50% · 4.625%
HK$58,915
+HK$2,950/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,930/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,273
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,055
−HK$1,810/mo
Today · 4.125%
HK$60,865
baseline
▲ 0.50% · 4.625%
HK$64,568
+HK$3,703/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,730/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,716
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,425
−HK$1,733/mo
Today · 4.125%
HK$67,158
baseline
▲ 0.50% · 4.625%
HK$70,698
+HK$3,540/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,316/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,819
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,897
−HK$2,112/mo
Today · 4.125%
HK$71,009
baseline
▲ 0.50% · 4.625%
HK$75,330
+HK$4,321/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$142,018/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,335
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,329
−HK$2,022/mo
Today · 4.125%
HK$78,351
baseline
▲ 0.50% · 4.625%
HK$82,481
+HK$4,130/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$156,702/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,910
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$88,582
−HK$2,715/mo
Today · 4.125%
HK$91,297
baseline
▲ 0.50% · 4.625%
HK$96,852
+HK$5,555/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$182,594/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,574
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$98,137
−HK$2,600/mo
Today · 4.125%
HK$100,737
baseline
▲ 0.50% · 4.625%
HK$106,047
+HK$5,310/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$201,474/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,084 · Scale 2, in force from 26 Feb 2026)