LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,729
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,213
−HK$1,509/mo
Today · 4.125%
HK$50,722
baseline
▲ 0.50% · 4.625%
HK$53,808
+HK$3,086/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,444/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,098
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,522
−HK$1,445/mo
Today · 4.125%
HK$55,967
baseline
▲ 0.50% · 4.625%
HK$58,917
+HK$2,950/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,934/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,275
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$59,056
−HK$1,810/mo
Today · 4.125%
HK$60,866
baseline
▲ 0.50% · 4.625%
HK$64,570
+HK$3,704/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,732/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,717
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,426
−HK$1,734/mo
Today · 4.125%
HK$67,160
baseline
▲ 0.50% · 4.625%
HK$70,700
+HK$3,540/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,320/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,820
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$68,899
−HK$2,112/mo
Today · 4.125%
HK$71,011
baseline
▲ 0.50% · 4.625%
HK$75,331
+HK$4,320/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$142,022/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,337
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,331
−HK$2,022/mo
Today · 4.125%
HK$78,353
baseline
▲ 0.50% · 4.625%
HK$82,483
+HK$4,130/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$156,706/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,912
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$88,584
−HK$2,715/mo
Today · 4.125%
HK$91,299
baseline
▲ 0.50% · 4.625%
HK$96,855
+HK$5,556/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$182,598/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,576
−HK$5,164/mo
▼ 0.25% · 3.875%
HK$98,139
−HK$2,601/mo
Today · 4.125%
HK$100,740
baseline
▲ 0.50% · 4.625%
HK$106,050
+HK$5,310/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$201,480/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,133 · Scale 2, in force from 26 Feb 2026)