LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,735
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,220
−HK$1,508/mo
Today · 4.125%
HK$50,728
baseline
▲ 0.50% · 4.625%
HK$53,815
+HK$3,087/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,456/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,105
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,529
−HK$1,445/mo
Today · 4.125%
HK$55,974
baseline
▲ 0.50% · 4.625%
HK$58,924
+HK$2,950/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,948/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,282
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,064
−HK$1,810/mo
Today · 4.125%
HK$60,874
baseline
▲ 0.50% · 4.625%
HK$64,578
+HK$3,704/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,748/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,725
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,435
−HK$1,733/mo
Today · 4.125%
HK$67,168
baseline
▲ 0.50% · 4.625%
HK$70,709
+HK$3,541/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,336/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,829
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$68,908
−HK$2,112/mo
Today · 4.125%
HK$71,020
baseline
▲ 0.50% · 4.625%
HK$75,341
+HK$4,321/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$142,040/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,346
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$76,340
−HK$2,023/mo
Today · 4.125%
HK$78,363
baseline
▲ 0.50% · 4.625%
HK$82,494
+HK$4,131/mo
Deposit HK$6.28M · loan HK$14.65M · min. income ≈ HK$156,726/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,923
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$88,595
−HK$2,716/mo
Today · 4.125%
HK$91,311
baseline
▲ 0.50% · 4.625%
HK$96,867
+HK$5,556/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$182,622/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,588
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$98,152
−HK$2,601/mo
Today · 4.125%
HK$100,753
baseline
▲ 0.50% · 4.625%
HK$106,063
+HK$5,310/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$201,506/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,399 · Scale 2, in force from 26 Feb 2026)