LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,739
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,224
−HK$1,509/mo
Today · 4.125%
HK$50,733
baseline
▲ 0.50% · 4.625%
HK$53,819
+HK$3,086/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,466/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,109
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,533
−HK$1,445/mo
Today · 4.125%
HK$55,978
baseline
▲ 0.50% · 4.625%
HK$58,929
+HK$2,951/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,956/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,287
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,069
−HK$1,810/mo
Today · 4.125%
HK$60,879
baseline
▲ 0.50% · 4.625%
HK$64,583
+HK$3,704/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,758/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,731
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,440
−HK$1,734/mo
Today · 4.125%
HK$67,174
baseline
▲ 0.50% · 4.625%
HK$70,715
+HK$3,541/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,348/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,834
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,913
−HK$2,113/mo
Today · 4.125%
HK$71,026
baseline
▲ 0.50% · 4.625%
HK$75,347
+HK$4,321/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,052/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,353
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$76,347
−HK$2,023/mo
Today · 4.125%
HK$78,370
baseline
▲ 0.50% · 4.625%
HK$82,501
+HK$4,131/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,740/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,930
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$88,603
−HK$2,716/mo
Today · 4.125%
HK$91,319
baseline
▲ 0.50% · 4.625%
HK$96,875
+HK$5,556/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$182,638/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,596
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$98,160
−HK$2,601/mo
Today · 4.125%
HK$100,761
baseline
▲ 0.50% · 4.625%
HK$106,072
+HK$5,311/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$201,522/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,575 · Scale 2, in force from 26 Feb 2026)