LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,741
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,226
−HK$1,508/mo
Today · 4.125%
HK$50,734
baseline
▲ 0.50% · 4.625%
HK$53,822
+HK$3,088/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,468/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,111
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,535
−HK$1,445/mo
Today · 4.125%
HK$55,980
baseline
▲ 0.50% · 4.625%
HK$58,931
+HK$2,951/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,960/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,289
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,071
−HK$1,810/mo
Today · 4.125%
HK$60,881
baseline
▲ 0.50% · 4.625%
HK$64,586
+HK$3,705/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,762/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,733
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,443
−HK$1,734/mo
Today · 4.125%
HK$67,177
baseline
▲ 0.50% · 4.625%
HK$70,718
+HK$3,541/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,354/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,837
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$68,916
−HK$2,112/mo
Today · 4.125%
HK$71,028
baseline
▲ 0.50% · 4.625%
HK$75,350
+HK$4,322/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,056/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,355
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,350
−HK$2,023/mo
Today · 4.125%
HK$78,373
baseline
▲ 0.50% · 4.625%
HK$82,504
+HK$4,131/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,746/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,933
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$88,606
−HK$2,716/mo
Today · 4.125%
HK$91,322
baseline
▲ 0.50% · 4.625%
HK$96,879
+HK$5,557/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$182,644/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,600
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$98,164
−HK$2,601/mo
Today · 4.125%
HK$100,765
baseline
▲ 0.50% · 4.625%
HK$106,076
+HK$5,311/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$201,530/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,656 · Scale 2, in force from 26 Feb 2026)