LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,741
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,226
−HK$1,509/mo
Today · 4.125%
HK$50,735
baseline
▲ 0.50% · 4.625%
HK$53,822
+HK$3,087/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,470/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,112
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,536
−HK$1,445/mo
Today · 4.125%
HK$55,981
baseline
▲ 0.50% · 4.625%
HK$58,932
+HK$2,951/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,962/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,289
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,071
−HK$1,811/mo
Today · 4.125%
HK$60,882
baseline
▲ 0.50% · 4.625%
HK$64,586
+HK$3,704/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,764/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,734
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,443
−HK$1,734/mo
Today · 4.125%
HK$67,177
baseline
▲ 0.50% · 4.625%
HK$70,718
+HK$3,541/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,354/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,838
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$68,917
−HK$2,112/mo
Today · 4.125%
HK$71,029
baseline
▲ 0.50% · 4.625%
HK$75,351
+HK$4,322/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,058/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,356
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$76,350
−HK$2,023/mo
Today · 4.125%
HK$78,373
baseline
▲ 0.50% · 4.625%
HK$82,505
+HK$4,132/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,746/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,934
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$88,607
−HK$2,716/mo
Today · 4.125%
HK$91,323
baseline
▲ 0.50% · 4.625%
HK$96,880
+HK$5,557/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$182,646/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,601
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$98,165
−HK$2,601/mo
Today · 4.125%
HK$100,766
baseline
▲ 0.50% · 4.625%
HK$106,077
+HK$5,311/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$201,532/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,674 · Scale 2, in force from 26 Feb 2026)