LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,742
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,227
−HK$1,509/mo
Today · 4.125%
HK$50,736
baseline
▲ 0.50% · 4.625%
HK$53,823
+HK$3,087/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,472/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,112
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,537
−HK$1,445/mo
Today · 4.125%
HK$55,982
baseline
▲ 0.50% · 4.625%
HK$58,933
+HK$2,951/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,964/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,290
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,072
−HK$1,811/mo
Today · 4.125%
HK$60,883
baseline
▲ 0.50% · 4.625%
HK$64,587
+HK$3,704/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$121,766/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,735
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,444
−HK$1,734/mo
Today · 4.125%
HK$67,178
baseline
▲ 0.50% · 4.625%
HK$70,719
+HK$3,541/mo
Deposit HK$8.37M · loan HK$12.56M · min. income ≈ HK$134,356/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,839
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$68,918
−HK$2,112/mo
Today · 4.125%
HK$71,030
baseline
▲ 0.50% · 4.625%
HK$75,352
+HK$4,322/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,060/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,357
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,352
−HK$2,023/mo
Today · 4.125%
HK$78,375
baseline
▲ 0.50% · 4.625%
HK$82,506
+HK$4,131/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,750/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$843,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,935
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$88,608
−HK$2,716/mo
Today · 4.125%
HK$91,324
baseline
▲ 0.50% · 4.625%
HK$96,881
+HK$5,557/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$182,648/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,602
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$98,166
−HK$2,601/mo
Today · 4.125%
HK$100,767
baseline
▲ 0.50% · 4.625%
HK$106,079
+HK$5,312/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$201,534/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,708 · Scale 2, in force from 26 Feb 2026)