LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,744
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,229
−HK$1,509/mo
Today · 4.125%
HK$50,738
baseline
▲ 0.50% · 4.625%
HK$53,825
+HK$3,087/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,476/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,114
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,539
−HK$1,445/mo
Today · 4.125%
HK$55,984
baseline
▲ 0.50% · 4.625%
HK$58,935
+HK$2,951/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,968/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,292
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,075
−HK$1,810/mo
Today · 4.125%
HK$60,885
baseline
▲ 0.50% · 4.625%
HK$64,590
+HK$3,705/mo
Deposit HK$8.38M · loan HK$12.56M · min. income ≈ HK$121,770/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,737
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,447
−HK$1,734/mo
Today · 4.125%
HK$67,181
baseline
▲ 0.50% · 4.625%
HK$70,722
+HK$3,541/mo
Deposit HK$8.38M · loan HK$12.56M · min. income ≈ HK$134,362/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,841
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,920
−HK$2,113/mo
Today · 4.125%
HK$71,033
baseline
▲ 0.50% · 4.625%
HK$75,355
+HK$4,322/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,066/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$843,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,360
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,354
−HK$2,024/mo
Today · 4.125%
HK$78,378
baseline
▲ 0.50% · 4.625%
HK$82,509
+HK$4,131/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,756/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$843,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,939
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$88,612
−HK$2,716/mo
Today · 4.125%
HK$91,328
baseline
▲ 0.50% · 4.625%
HK$96,885
+HK$5,557/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$182,656/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,606
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$98,170
−HK$2,601/mo
Today · 4.125%
HK$100,771
baseline
▲ 0.50% · 4.625%
HK$106,083
+HK$5,312/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$201,542/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,785 · Scale 2, in force from 26 Feb 2026)