LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,746
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,231
−HK$1,509/mo
Today · 4.125%
HK$50,740
baseline
▲ 0.50% · 4.625%
HK$53,828
+HK$3,088/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,480/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,117
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,542
−HK$1,445/mo
Today · 4.125%
HK$55,987
baseline
▲ 0.50% · 4.625%
HK$58,938
+HK$2,951/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,974/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,295
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,077
−HK$1,811/mo
Today · 4.125%
HK$60,888
baseline
▲ 0.50% · 4.625%
HK$64,593
+HK$3,705/mo
Deposit HK$8.38M · loan HK$12.56M · min. income ≈ HK$121,776/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,740
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,450
−HK$1,734/mo
Today · 4.125%
HK$67,184
baseline
▲ 0.50% · 4.625%
HK$70,725
+HK$3,541/mo
Deposit HK$8.38M · loan HK$12.56M · min. income ≈ HK$134,368/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,844
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,924
−HK$2,112/mo
Today · 4.125%
HK$71,036
baseline
▲ 0.50% · 4.625%
HK$75,359
+HK$4,323/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,072/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$843,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,364
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$76,358
−HK$2,023/mo
Today · 4.125%
HK$78,381
baseline
▲ 0.50% · 4.625%
HK$82,513
+HK$4,132/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,762/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$843,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,943
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$88,616
−HK$2,716/mo
Today · 4.125%
HK$91,332
baseline
▲ 0.50% · 4.625%
HK$96,890
+HK$5,558/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$182,664/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,611
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$98,175
−HK$2,601/mo
Today · 4.125%
HK$100,776
baseline
▲ 0.50% · 4.625%
HK$106,088
+HK$5,312/mo
Deposit HK$2.09M · loan HK$18.84M · min. income ≈ HK$201,552/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,888 · Scale 2, in force from 26 Feb 2026)