LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,746
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,232
−HK$1,509/mo
Today · 4.125%
HK$50,741
baseline
▲ 0.50% · 4.625%
HK$53,828
+HK$3,087/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,482/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,117
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,542
−HK$1,445/mo
Today · 4.125%
HK$55,987
baseline
▲ 0.50% · 4.625%
HK$58,938
+HK$2,951/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,974/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,296
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,078
−HK$1,811/mo
Today · 4.125%
HK$60,889
baseline
▲ 0.50% · 4.625%
HK$64,594
+HK$3,705/mo
Deposit HK$8.38M · loan HK$12.56M · min. income ≈ HK$121,778/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,741
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,450
−HK$1,735/mo
Today · 4.125%
HK$67,185
baseline
▲ 0.50% · 4.625%
HK$70,726
+HK$3,541/mo
Deposit HK$8.38M · loan HK$12.56M · min. income ≈ HK$134,370/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,845
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,924
−HK$2,113/mo
Today · 4.125%
HK$71,037
baseline
▲ 0.50% · 4.625%
HK$75,359
+HK$4,322/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,074/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$843,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,364
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,359
−HK$2,023/mo
Today · 4.125%
HK$78,382
baseline
▲ 0.50% · 4.625%
HK$82,514
+HK$4,132/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,764/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$843,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,944
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$88,617
−HK$2,716/mo
Today · 4.125%
HK$91,333
baseline
▲ 0.50% · 4.625%
HK$96,890
+HK$5,557/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,666/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,611
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$98,176
−HK$2,601/mo
Today · 4.125%
HK$100,777
baseline
▲ 0.50% · 4.625%
HK$106,089
+HK$5,312/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,554/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,907 · Scale 2, in force from 26 Feb 2026)