LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,748
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,233
−HK$1,509/mo
Today · 4.125%
HK$50,742
baseline
▲ 0.50% · 4.625%
HK$53,830
+HK$3,088/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,484/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,119
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,544
−HK$1,445/mo
Today · 4.125%
HK$55,989
baseline
▲ 0.50% · 4.625%
HK$58,940
+HK$2,951/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,978/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$843,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,298
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,080
−HK$1,811/mo
Today · 4.125%
HK$60,891
baseline
▲ 0.50% · 4.625%
HK$64,596
+HK$3,705/mo
Deposit HK$8.38M · loan HK$12.56M · min. income ≈ HK$121,782/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,743
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,453
−HK$1,734/mo
Today · 4.125%
HK$67,187
baseline
▲ 0.50% · 4.625%
HK$70,729
+HK$3,542/mo
Deposit HK$8.38M · loan HK$12.56M · min. income ≈ HK$134,374/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$843,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,847
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,927
−HK$2,112/mo
Today · 4.125%
HK$71,039
baseline
▲ 0.50% · 4.625%
HK$75,362
+HK$4,323/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,078/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$843,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,367
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,362
−HK$2,023/mo
Today · 4.125%
HK$78,385
baseline
▲ 0.50% · 4.625%
HK$82,517
+HK$4,132/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,770/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$843,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,947
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$88,620
−HK$2,716/mo
Today · 4.125%
HK$91,336
baseline
▲ 0.50% · 4.625%
HK$96,894
+HK$5,558/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,672/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,615
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$98,179
−HK$2,602/mo
Today · 4.125%
HK$100,781
baseline
▲ 0.50% · 4.625%
HK$106,093
+HK$5,312/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,562/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$843,981 · Scale 2, in force from 26 Feb 2026)