LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,749
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,234
−HK$1,509/mo
Today · 4.125%
HK$50,743
baseline
▲ 0.50% · 4.625%
HK$53,831
+HK$3,088/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,486/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$844,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,120
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,545
−HK$1,445/mo
Today · 4.125%
HK$55,990
baseline
▲ 0.50% · 4.625%
HK$58,942
+HK$2,952/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,980/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$844,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,299
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,081
−HK$1,811/mo
Today · 4.125%
HK$60,892
baseline
▲ 0.50% · 4.625%
HK$64,597
+HK$3,705/mo
Deposit HK$8.38M · loan HK$12.56M · min. income ≈ HK$121,784/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,744
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,454
−HK$1,734/mo
Today · 4.125%
HK$67,188
baseline
▲ 0.50% · 4.625%
HK$70,730
+HK$3,542/mo
Deposit HK$8.38M · loan HK$12.56M · min. income ≈ HK$134,376/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,849
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,928
−HK$2,113/mo
Today · 4.125%
HK$71,041
baseline
▲ 0.50% · 4.625%
HK$75,363
+HK$4,322/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,082/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,368
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,363
−HK$2,023/mo
Today · 4.125%
HK$78,386
baseline
▲ 0.50% · 4.625%
HK$82,518
+HK$4,132/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,772/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,948
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$88,622
−HK$2,716/mo
Today · 4.125%
HK$91,338
baseline
▲ 0.50% · 4.625%
HK$96,896
+HK$5,558/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,676/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,616
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$98,181
−HK$2,601/mo
Today · 4.125%
HK$100,782
baseline
▲ 0.50% · 4.625%
HK$106,095
+HK$5,313/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,564/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,019 · Scale 2, in force from 26 Feb 2026)