LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,751
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,236
−HK$1,509/mo
Today · 4.125%
HK$50,745
baseline
▲ 0.50% · 4.625%
HK$53,833
+HK$3,088/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,490/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$844,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,122
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,547
−HK$1,446/mo
Today · 4.125%
HK$55,993
baseline
▲ 0.50% · 4.625%
HK$58,944
+HK$2,951/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,986/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$844,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,301
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,084
−HK$1,810/mo
Today · 4.125%
HK$60,894
baseline
▲ 0.50% · 4.625%
HK$64,600
+HK$3,706/mo
Deposit HK$8.38M · loan HK$12.56M · min. income ≈ HK$121,788/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,747
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,457
−HK$1,734/mo
Today · 4.125%
HK$67,191
baseline
▲ 0.50% · 4.625%
HK$70,733
+HK$3,542/mo
Deposit HK$8.38M · loan HK$12.56M · min. income ≈ HK$134,382/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,851
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,931
−HK$2,113/mo
Today · 4.125%
HK$71,044
baseline
▲ 0.50% · 4.625%
HK$75,366
+HK$4,322/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,088/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,371
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,366
−HK$2,024/mo
Today · 4.125%
HK$78,390
baseline
▲ 0.50% · 4.625%
HK$82,522
+HK$4,132/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,780/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,952
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$88,625
−HK$2,717/mo
Today · 4.125%
HK$91,342
baseline
▲ 0.50% · 4.625%
HK$96,900
+HK$5,558/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,684/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,620
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$98,185
−HK$2,602/mo
Today · 4.125%
HK$100,787
baseline
▲ 0.50% · 4.625%
HK$106,099
+HK$5,312/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,574/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,106 · Scale 2, in force from 26 Feb 2026)