LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,754
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,239
−HK$1,509/mo
Today · 4.125%
HK$50,748
baseline
▲ 0.50% · 4.625%
HK$53,836
+HK$3,088/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,496/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,125
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,550
−HK$1,446/mo
Today · 4.125%
HK$55,996
baseline
▲ 0.50% · 4.625%
HK$58,947
+HK$2,951/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,992/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,304
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,087
−HK$1,811/mo
Today · 4.125%
HK$60,898
baseline
▲ 0.50% · 4.625%
HK$64,603
+HK$3,705/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,796/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,750
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,460
−HK$1,735/mo
Today · 4.125%
HK$67,195
baseline
▲ 0.50% · 4.625%
HK$70,737
+HK$3,542/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,390/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,855
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,935
−HK$2,112/mo
Today · 4.125%
HK$71,047
baseline
▲ 0.50% · 4.625%
HK$75,370
+HK$4,323/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,094/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,376
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,370
−HK$2,024/mo
Today · 4.125%
HK$78,394
baseline
▲ 0.50% · 4.625%
HK$82,526
+HK$4,132/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,788/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,956
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$88,630
−HK$2,717/mo
Today · 4.125%
HK$91,347
baseline
▲ 0.50% · 4.625%
HK$96,905
+HK$5,558/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,694/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,626
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$98,190
−HK$2,602/mo
Today · 4.125%
HK$100,792
baseline
▲ 0.50% · 4.625%
HK$106,105
+HK$5,313/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,584/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,220 · Scale 2, in force from 26 Feb 2026)