LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,755
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,241
−HK$1,509/mo
Today · 4.125%
HK$50,750
baseline
▲ 0.50% · 4.625%
HK$53,838
+HK$3,088/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,500/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,127
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,552
−HK$1,446/mo
Today · 4.125%
HK$55,998
baseline
▲ 0.50% · 4.625%
HK$58,949
+HK$2,951/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$111,996/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,307
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,089
−HK$1,811/mo
Today · 4.125%
HK$60,900
baseline
▲ 0.50% · 4.625%
HK$64,606
+HK$3,706/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,800/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,753
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,463
−HK$1,734/mo
Today · 4.125%
HK$67,197
baseline
▲ 0.50% · 4.625%
HK$70,739
+HK$3,542/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,394/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,858
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,937
−HK$2,113/mo
Today · 4.125%
HK$71,050
baseline
▲ 0.50% · 4.625%
HK$75,373
+HK$4,323/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,100/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,378
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,373
−HK$2,024/mo
Today · 4.125%
HK$78,397
baseline
▲ 0.50% · 4.625%
HK$82,529
+HK$4,132/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,794/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,960
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$88,634
−HK$2,716/mo
Today · 4.125%
HK$91,350
baseline
▲ 0.50% · 4.625%
HK$96,909
+HK$5,559/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,700/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,629
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$98,194
−HK$2,602/mo
Today · 4.125%
HK$100,796
baseline
▲ 0.50% · 4.625%
HK$106,109
+HK$5,313/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,592/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,302 · Scale 2, in force from 26 Feb 2026)