LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,757
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,243
−HK$1,509/mo
Today · 4.125%
HK$50,752
baseline
▲ 0.50% · 4.625%
HK$53,840
+HK$3,088/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,504/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,130
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,554
−HK$1,446/mo
Today · 4.125%
HK$56,000
baseline
▲ 0.50% · 4.625%
HK$58,952
+HK$2,952/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$112,000/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,309
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,091
−HK$1,812/mo
Today · 4.125%
HK$60,903
baseline
▲ 0.50% · 4.625%
HK$64,608
+HK$3,705/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,806/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,755
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,465
−HK$1,735/mo
Today · 4.125%
HK$67,200
baseline
▲ 0.50% · 4.625%
HK$70,742
+HK$3,542/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,400/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,860
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,940
−HK$2,113/mo
Today · 4.125%
HK$71,053
baseline
▲ 0.50% · 4.625%
HK$75,376
+HK$4,323/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,106/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,381
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,376
−HK$2,024/mo
Today · 4.125%
HK$78,400
baseline
▲ 0.50% · 4.625%
HK$82,533
+HK$4,133/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,800/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,963
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$88,637
−HK$2,717/mo
Today · 4.125%
HK$91,354
baseline
▲ 0.50% · 4.625%
HK$96,912
+HK$5,558/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,708/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,633
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$98,198
−HK$2,602/mo
Today · 4.125%
HK$100,800
baseline
▲ 0.50% · 4.625%
HK$106,113
+HK$5,313/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,600/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,384 · Scale 2, in force from 26 Feb 2026)